These terms govern your use of the Manati Alternate Student Funding website and online application.
Last updated: 27 June 2026
This website is operated by Manati Alternate Student Funding (Pty) Ltd (“Manati”, “we”, “us”), Registration No. 2015/235473/07, a registered credit provider (NCRCP8052). By accessing or using this website, our online loan application or any related services, you agree to be bound by these Terms of Use. If you do not agree, please do not use the site.
You may use this website if you are at least 18 years old, or younger with the consent of your legal guardian. You agree to provide accurate, current and complete information when applying for funding or contacting us, and to keep that information up to date.
Any repayment calculator, interest rate, figure or example on this website is provided for general illustration only. It does not constitute an offer of credit, a quotation, or a commitment to lend, and the actual terms of any loan are determined individually when we assess your application. Information on the site is provided in good faith but may change without notice, and we do not warrant that it is complete, current or error-free.
The content on this website is for information purposes only and does not constitute financial, legal, tax or other professional advice. You should obtain your own independent advice before making any decision based on information on the site.
Submitting an application does not guarantee approval. All applications are assessed individually, and all credit is provided subject to our assessment criteria, affordability checks and the National Credit Act 34 of 2005. We may decline an application at our discretion, subject to applicable law.
You agree not to:
All content on this website — including text, graphics, logos, the Manati name and brand, and the design — is owned by or licensed to Manati and is protected by intellectual-property laws. You may view and print content for your own personal, non-commercial use. You may not otherwise use, copy or distribute it without our prior written permission.
Our website and online application may link to or embed third-party services (for example, our online application tool). We are not responsible for the content, availability or privacy practices of third-party sites or services, and a link does not imply endorsement.
We aim to keep the site available and secure, but we do not guarantee uninterrupted or error-free access. We may suspend, withdraw or change all or part of the site, or restrict access, without notice.
To the extent permitted by law, Manati will not be liable for any loss or damage arising from your use of, or inability to use, this website or reliance on any information on it, including indirect or consequential loss. Nothing in these terms excludes any liability that cannot be excluded under South African law, including the Consumer Protection Act 68 of 2008 where it applies.
Your use of the site is also governed by our Privacy Notice, which explains how we collect, use and protect your personal information under POPIA. For requests to access records, see our PAIA page.
We may update these Terms of Use from time to time. The latest version will always be displayed on this page, and your continued use of the site means you accept the updated terms.
These terms are governed by the laws of the Republic of South Africa, and you submit to the non-exclusive jurisdiction of the South African courts.
Questions about these terms? Email info@manati.co.za or call +27 10 594 5398.