Manati Alternate Student Funding provides innovative funding solutions for the many university and college students who want to study but can't afford it or can't secure financing through traditional lenders.
To catapult a generation of capable young South Africans into ultra-employable, confident professionals — and the mentors who will lift the next generation after them.
We provide individually-assessed loans that look at a student's potential — not just a credit score — so capable young people who fall outside traditional funding can access tertiary education.
Every application assessed individually — including affordability and joint household income.
Flexible repayment options, structured to suit you, with extended terms.

We believe talent is everywhere — but opportunity isn't. Manati provides individually-assessed, low-interest study loans for the students traditional lenders overlook, so that ambition and hard work — not financial circumstance — determine what's possible.
We step up, support others, and find solutions.
We treat each other with dignity, fairness, and consideration.
We do the right thing, even when no one is watching.
Many capable students earn too much to qualify for full government support, yet can't afford fees on their own. Manati exists precisely for that gap — alternative funding for students traditional lenders overlook.
The entire application is online — no time off work, no queues.
How to apply →