Trusted by leading education institutions
Manati provides greater access, achievement and affordability in tertiary education — low-interest study loans for the many capable students who can't secure traditional funding.
Funding designed around students, the institutions that teach them, and the funders who make it possible.
Study now, with terms built around your reality.
Grow enrolment and completion with funded students.
Back high-potential students with managed risk.
NPS runs from −100 to +100. It comes from a single question — "How likely are you to recommend us?" (0–10) — where the percentage of Promoters (9–10) minus the percentage of Detractors (0–6) gives the score.
As a rule of thumb: above 0 is good, above 30 is great, above 50 is excellent, and above 70 is considered world-class. Many benchmarks put the banking-sector average near 30 — so our 76 sits firmly in the top tier.
A personalised, individually-assessed process that looks at your circumstances and affordability — not just a credit score.
Complete the full application from anywhere — add joint household income to strengthen your chances.
We assess each application individually — including affordability and joint household income — to structure a reasonable loan.
Repayment is structured to suit your circumstances, so you can focus on your studies and repay with confidence.
The demand for student loans is high, but securing funding is hard for most students. We partner with universities and colleges to offer alternative funding with low interest and extended terms — so more qualifying students can enrol and complete their studies.
Become a partner
Enable enrolment that funding gaps would otherwise block.
Right students selected; less financial pressure during study.
Managed repayment risk improves commercial returns.
Personalised vetting and risk scoring built in.
Practical reads on funding, studying, and planning ahead.
Too well-off for a government grant, not well-off enough to pay fees. Here's what the squeeze looks like in 2026 — and the alternative.
A qualification is only the start. Why the employability of your course matters more than ever when you choose what to study.
Government has called the current student funding model 'unsustainable'. Here's how families can plan around the uncertainty.
The entire application is online — no time off work, no queues.
Apply now →